Loan Issue : Terms & Conditions ( Full Time Employee )
| Sl.No | Type of Loan | Max Amount | Interest | Instalment | Sureties |
|---|---|---|---|---|---|
| 1 | Ordinary Loan | 25,00,000 | 10 | 120 | 2 Surety |
| 2 | H.M.L (House Maintenance Loan) | 500,000 | 10 | (120) | One Surety |
| 3.A | H.P.L (Hire Purchase Loan) | Up to 5,00,000 | 10 | 60 | 2 Sureties + Purchase Invoice |
| 3.B | H.P.L (Hire Purchase Loan) | Up to 10,00,000 | 10 | 100 | 2 Sureties + Purchase Invoice |
| 4 | Special Loan | 3,00,000 | 10 | 100 | Self Salary Certificate |
| 5 | Personal Emergency Loan (PSEL) | 1,00,000.00 | 9 | 40 | One Surety |
| 6 | Emergency Loan | 50,000.00 | 9 | 10 | Salary Slip |
| 7 | Festival Loan | 50,000.00 | 9 | 10 | Salary Slip |
| 8 | Medical Loan (ML) | 50,000.00 | 9 *After 3 months |
10 | Self Surety |
| 9 | Annual Loan (AL) | 5000.00 | 5 | 12 | Self |
| 10 | FD Loan | 90% of Deposit | +2% of FD Intrest | FD Certificate |